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Terms of Service

Last updated 26 July 2026

Using the service

You may use FlowPay AI APIs for lawful payment activity only. You are responsible for safeguarding API keys and for all activity performed with them.

Settlement and fees

Free accounts include 10,000 settled transactions per month. Paid volume is billed at the rate shown on your plan, invoiced monthly in arrears.

Availability

We target 99.99% monthly uptime. Enterprise agreements include service credits where that target is missed, calculated against the affected billing period.

Termination

Either party may terminate with 30 days' notice. We may suspend access immediately where required by law or where activity threatens platform integrity.